An avid fisherman gets up very early to get all his gear together for a day out on the lake. He stocks his cooler with sandwiches and beer, hitches his boat to the truck, and throws his poles and bait into the back. Just as he's climbing into the truck to drive off the sky opens up with a torrential downpour. He turns off the truck and stomps back into the garage where he checks the day's forecast on the radio. Sure enough, he hears it's going to rain for the rest of the day.
The fisherman decides if he can't go fishing he's going back to bed. He sneaks into the bedroom, quietly strips out of his clothes, and slides into bed. He looks at his lovely wife's naked back and bottom and decides maybe going back to sleep can wait for a few more minutes. He snuggles up to her and starts to rub against her. She purrs appreciatively and then says in a husky voice. "Do you hear that awful rain? Can you believe my idiot husband is out in that crap"